Bad credit? No problem.

3 B Auto Sales offers in-house Buy Here Pay Here financing for Altus and the surrounding area. We focus on your ability to pay, not your past credit history.

Call to Apply

Three steps to driving home

01

Apply In Person

Bring your ID, proof of income, and proof of residence to the lot.

02

Pick Your Vehicle

Choose from our inventory of budget-friendly cars, trucks, and SUVs.

03

Make Payments Here

We handle the loan in-house, so your payments stay simple and local.

What to bring

Having these items ready will speed up your approval and get you behind the wheel faster.

Get Directions

Valid Driver's License

Oklahoma or out-of-state license accepted.

Proof of Income

Two recent pay stubs or bank statements.

Proof of Residence

A recent utility bill or lease agreement.

Down Payment

Affordable down payments based on the vehicle.

Financing questions

Do you check credit?

No. We are a Buy Here Pay Here dealership, which means we finance in-house and do not rely on traditional credit checks. Your job and ability to make payments matter most.

How much is the down payment?

Down payments vary by vehicle and are designed to be affordable. Many of our vehicles require as little as $500 to $1,500 down.

Can I get approved the same day?

Yes. Bring your ID, proof of income, and proof of residence. In many cases you can pick out a vehicle and drive home the same day.

What payment options do you offer?

We offer flexible weekly, bi-weekly, or monthly payment plans to match your paycheck schedule.